CSIS: The Interest Subsidy Worth Lakhs That Few Claim
The Central Sector Interest Subsidy pays your loan interest during the moratorium for families under ₹4.5 lakh. Most eligible students never claim it.
Education Loans
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Abroad Education Loans: Comparing Banks Against NBFCs
Overseas study loans from public banks and non-banking lenders differ on rate, speed, collateral and currency handling. Here is the honest comparison.
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Funding A ₹20 Lakh Master's Without A ₹20 Lakh Loan
A ₹20 lakh master's does not need a ₹20 lakh loan. Here is how scholarships, assistantships, family funds and part-time earnings stack up against the gap.
Moratorium, EMI And Prepayment: How Repayment Really Works
Repayment does not start after your course, but interest does start immediately. Understanding capitalisation is worth lakhs over a loan's life.
PM Vidyalaxmi: Collateral-Free Loans And 3% Interest Support
PM Vidyalaxmi offers collateral-free, guarantor-free loans at 1,425 listed institutions, plus 3% interest subvention for families under ₹8 lakh.
Section 80E: The Uncapped Deduction Borrowers Forget
Section 80E allows deduction of the full interest paid on an education loan, with no upper limit, for up to eight years. Here is how to claim it.
State Education Loan Schemes: The Money Students Miss
Several states lend to students at rates no bank can match, and some now lend interest-free. Here is what each scheme offers and who qualifies.
